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Swap guide

How to swap BNB (BEP-20) to USDT on Tron (TRC-20)

Want to turn BNB into USDT on the Tron network? This guide walks through the swap, the Tron address format and the mistakes worth avoiding.

Reviewed by Gurusha Chauhan, Operations lead

BNB lives on BNB Smart Chain, while USDT is widely used on the Tron network as TRC-20. Moving from one to the other means swapping across chains, not just sending a token to a new address.

HorseRouter is a non-custodial cross-chain swap aggregator. It compares partner exchanges and market makers and shows an estimated quote. You do not need an account or a wallet connection, and we never hold your funds.

Why people move to USDT on Tron

Many people choose USDT on Tron because transfers on that network tend to carry low network fees, and it is widely supported by exchanges and wallets. Whether it suits you depends on where the funds need to go, so check that your destination supports TRC-20 USDT before you swap.

Step-by-step: swap BNB (BEP-20) to USDT (TRC-20)

  1. Open horserouter.com and select BNB on BNB Smart Chain (BEP-20) as the asset you send.
  2. Select USDT on the Tron network (TRC-20) as the asset you receive.
  3. Enter the amount of BNB you want to swap and review the estimated USDT amount from the compared partner quotes.
  4. Paste your receiving Tron address. It should start with a capital T.
  5. Check the slippage setting and the quote deadline, then create the swap to get a deposit address from the partner.
  6. Send the exact BNB amount on BNB Smart Chain to that deposit address. Include enough BNB to cover the network fee on top of the swap amount if you send from the same wallet.
  7. Follow the progress on the status page until the partner has settled and the USDT arrives at your Tron address.

Fees and timing

Sending BNB costs a small network fee on BNB Smart Chain, paid to the network. The quote is an estimate, and the USDT you receive can move within your slippage setting. Timing depends on confirmation on BNB Smart Chain and on the partner executing the swap, so any figure shown is indicative.

Later, moving your USDT on Tron may require TRX or network resources for fees, depending on your wallet, so plan for that if you intend to send it on.

Common mistakes to avoid

  • Using an Ethereum-style 0x address as the receiving address. A Tron address starts with T.
  • Sending BNB on a different network, such as the old BEP-2 chain, instead of BNB Smart Chain (BEP-20).
  • Sending a different amount or asset than the one in the swap.
  • Forgetting that transfers are irreversible. Double-check the deposit address before you confirm.

Frequently asked questions

What does a Tron address look like?

A Tron address begins with a capital T and is 34 characters long. It is different from an Ethereum-style 0x address.

Is the quote the exact amount I will receive?

No. It is an estimate and can move within your slippage setting before the swap is settled.

Do I need to connect a wallet?

No. You paste a receiving address and then send funds to the deposit address a partner provides. There is no account and no wallet connection.

Who executes the swap?

A partner exchange or market maker executes and settles each swap. HorseRouter never holds, receives or transmits funds.

Can I reverse a transfer sent to the wrong address?

No. Blockchain transfers are irreversible, so verify the address, network and amount before sending.

Related guides

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  • How to swap USDT from ERC-20 to TRC-20USDT on Ethereum and USDT on Tron are the same token on two different networks. Here is how to move between them, what it costs, and how to avoid the mistakes that lose funds.
  • How to swap ETH to BTC without an accountEthereum and Bitcoin are separate blockchains, so moving ETH to BTC is a cross-chain swap. Here is how it works, what to expect on fees and timing, and how to avoid losing funds.